Investors Are Fleeing Emerging Markets Stocks as Trade War Heats Up

Anne Sraders

Fortune

In the on-going saga of Trump's trade war with China, emerging markets are getting the short end of the stick.

Emerging markets (EM) net capital flows reached negative $35.8 billion in June, according to data from the Institute of International Finance. To boot, investors had already pulled some net $19 billion out of EM as of the month before.

Have We Seen The Top Of The Stock Market? Probably Not


Erik Conley

Seeking Alpha

It's been an ugly week, but we've seen uglier. Market down 5 of the last 7 days. But we're only 2.4% below the most recent high water mark. In the grand scheme, that's nothing. I expect the bulls to mount another charge and once again take the high ground. But let's face it - this bull is tired. It needs fuel (a catalyst) if it's going to keep going higher.

Here are the Best New Ideas in Retirement

Jeremy Olshan

Marketwatch

Ten thousand Americans retire every day. And they do it in 10,000 different ways.

With such infinite possibility comes boundless anxiety, which is why no financial rite of passage inspires more hope — or dread — than retirement.

What does retirement even mean in 2019? To many, it still marks the beginning of the end of life, a ride off into the Sun Belt in a golf cart (or hearse). But now that we are living, working and loving longer than ever before, retirement might be better described as the end of midlife. The typical retirement lasts decades, far longer than we spend in school, longer even than some careers.

How Bonds Can Rob $400K From Your Retirement Planning And Savings

PAUL KATZEFF

Investor’s Business Daily

In a recent column, we looked at how relatively easy it is for a 25-year-old to save well above $1 million by age 70 in a 401(k) account. But to succeed, you must avoid committing a common gaffe: allocating too much to bonds and cash too soon. That mistake can torpedo the best retirement planning.

You Should Be Saving at Least 12% of Your Pay for Retirement. Here's Why

CARLA FRIED

Money

To reach retirement in solid financial shape, you likely need to up your savings game today.

Vanguard reports that the median 401(k) contribution of American workers is 6% of pay. After adding in the median company matching contribution, the total workers are setting aside falls just short of 10%.

That may not be enough. Vanguard recommends a total contribution rate of between 12% to 15% of salary.

56% of Americans don’t know how much they need to retire—here’s why that’s a problem

Emmie Martin

CNBC

More than half (56%) of American adults don’t know how much money they’ll need to retire, according to data from Northwestern Mutual’s 2019 Planning & Progress Study.

That’s alarming. Without understanding how much money they’ll actually need, many people are failing to effectively save for retirement, Emily Holbrook, senior director of planning at Northwestern Mutual, tells CNBC Make It.

BlackRock: Summary of Our Midyear Outlook

BlackRock Investment Institute

Click here for full report

We see challenging crosscurrents ahead. Macro uncertainty is rising amid geopolitical frictions, and asset prices are up. Yet monetary policy has pivoted toward easing and many risk asset valuations still look reasonable. This leads us to lower our growth outlook and become modestly more defensive while still favoring selected risk assets.

How Does Your 401(k) Compare to The Average?

Katie Brockman

The Motley Fool

If you're fortunate enough to have access to a 401(k) through your employer, take full advantage of it. Only around 53% of workers over the age of 22 have access to a defined contribution plan, such as a 401(k), according to a Pew survey. Of those who have access to this type of plan, however, only 38% actually participate.

Only 4% Of Retirees Claim Social Security At Optimal Time, Leaving $3.4 Trillion On Table

Ashlea Ebeling

Forbes

Retirees will collectively lose an estimated $3.4 trillion in potential retirement income, or an average of $111,000 per household, because they claimed Social Security at a financially sub-optimal time, according to new research out today by fintech United Income.

10 Important Ages For Retirement Planning

Emily Brandon

U.S. News

Each type of retirement benefit has a different eligibility age. Your age plays a big role in how much you can expect to receive from Social Security and what you need to do to avoid retirement account penalties. Remember to factor these important ages into your retirement plan.

Five 401(k) Tips From The Guy Who Invented Them

Matt Krantz

Investor's Business Daily

Ted Benna can give you a 401(k) tip or two. He invented the nation's popular retirement vehicle after all. And here's a warning for you: If you're like most people, you're not getting the max out of your 401(k), he says.

The SECURE Act and RESA - the Good, the Bad, and the Ugly

Eric Droblyen

Employee Fiduciary

According to the Government Accountability Office (GAO), about half of private sector workers in the United States are not covered by a workplace retirement plan. That’s a problem when you consider workers are 15 times more likely to save for retirement when a plan is in place. To expand coverage, Congress is considering ways to encourage plan sponsorship by employers. Two bills under current consideration are the Setting Every Community Up for Retirement Enhancement (SECURE) Act and Retirement Enhancement and Savings Act (RESA). They have similar 401(k)-related provisions. I have mixed feelings about them.

Experts say your office 401(k) is the best place to start investing. Here's how it works.

Tanza Loudenback

Business Insider

Though it's synonymous with retirement savings, the 401(k) plan is best way to start investing, whether you're in your 20s or your 40s.

401(k)s make investing simple by directing part of your salary into an investment account and paring down investment options. Here's exactly how to invest in a 401(k) at work: